Terms & Conditions

Denvium S.A. CUIT: 30-71892456-3 Registered office: Av. Corrientes 1234, Floor 8, Office B, C1043AAZ, Buenos Aires, Argentina. Registration: Inspección General de Justicia, No. 1892456/2021. Registry: Peer-to-Peer Credit Service Provider with the BCRA. Contact: legal@denvium.com

Denvium operates a digital real estate crowdlending platform that connects investors with developers of construction and property renovation projects in the Argentine Republic. The platform facilitates collective participation in real estate projects, allowing users to invest funds that are allocated to financing said projects.

To operate as an investor on the platform, you must: Be at least 18 years old. Possess an Argentine national identity document or valid legal residency. Provide truthful and up-to-date personal information. Complete the identity verification process (KYC) in accordance with UIF regulations. Declare the lawful origin of the funds to be invested.

Investments made through Denvium do not constitute bank deposits and are not covered by the BCRA deposit insurance. All investments carry inherent risks, including: Partial or total loss of invested capital. Delays in project execution or completion. Variations in estimated returns. Macroeconomic and currency risks specific to the Argentine market. Denvium does not guarantee returns or the recovery of invested capital.

Denvium commits to: Conducting a prior assessment of projects published on the platform. Providing clear and transparent information about each project, including timelines, estimated returns, and associated risks. Maintaining an operational and secure platform. Complying with applicable regulations regarding data protection, money laundering prevention, and financial regulation.

By using the platform, you agree to: Provide truthful information and keep it up to date. Not use the platform for unlawful purposes or purposes contrary to these Terms. Assume responsibility for investment decisions made. Maintain the confidentiality of your access credentials.

All content on the platform (texts, graphics, logos, images, software) is the property of Denvium or its licensors and is protected by the intellectual property laws of the Argentine Republic (Law 11,723). Reproduction, distribution, or modification without Denvium's express authorization is prohibited.

Denvium shall not be liable for: Losses resulting from users' investment decisions. Service interruptions due to force majeure, scheduled maintenance, or third-party technical failures. Indirect, incidental, or consequential damages related to the use of the platform. Denvium's liability is limited, in all cases, to the amount of commissions actually charged to the user.

Any dispute arising from these Terms or the use of the platform shall be submitted to the jurisdiction of the Ordinary Commercial Courts of the City of Buenos Aires, with the parties waiving any other jurisdiction that may correspond to them.

Denvium reserves the right to modify these Terms and Conditions at any time. Amendments shall take effect upon their publication on the platform. Continued use of the service after publication of changes implies acceptance of the new terms.